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6 high growth sectors to watch for maximum investment returns in 2025

6 high growth sectors to watch for maximum investment returns in 2025 The world is rapidly going digital. From making payments to consulting doctors, more services are shifting online than ever before. India saw a staggering 7.42 billion UPI transactions in October 2024 alone. This digital transformation is also changing traditional business models, creating fresh

Take super top-up for more than one claim

With spiralling medical costs, buying a super top-up health insurance plan is ideal as it covers multiple claims within a policy year once the base cover is exhausted. Unlike a top-up which covers only one claim, a super top-up activates after the combined expenses exceed the deductible. It works best with a base cover of

Your queries: You can get home loan to buy flat from a family member

By Chaitali Dutta My brother is selling the flat for which he had taken a home loan. Outstanding amount is Rs 21 lakh. He is selling the flat to me for Rs 30 lakh. Can I get a home loan to pay him the money? —R S Sridhar Also ReadGet more interest money on EPF

Inflation Calculator: What will be the value of your Rs 1 lakh after 10, 20 and 30 years?

Today, Rs 1 lakh monthly salary is considered a good income in a country like India. It’s enough for a middle-class family to live a respectable life, covering expenses such as housing, child education and other basic requirements. But imagine earning the same amount 10, 20, or 30 years down the line. Will it still

RBI allows UPI access for prepaid payment instruments through 3rd party apps

Good news for UPI users! The Reserve Bank has allowed prepaid payment instruments holders to do UPI transactions through third-party mobile applications. Until now, UPI payments from bank accounts could be made by linking a bank account through the UPI App of the bank or using any third-party UPI application. However, the same facility was

Delhi-NCR retail real estate booms in 2024 with record leasing and rising rents

The retail real estate market in Delhi-NCR achieved a landmark year in 2024, driven by record leasing volumes, reduced vacancy rates, and rising rental values. This achievement, supported by strong developer confidence, significant infrastructure developments, and shifting consumer trends, solidified Delhi-NCR’s status as India’s premier retail investment destination. CBRE’s India Retail Figures H1 2024 reported

Can you take a home loan from a co-operative bank? All you need to know about RBI guidelines

Co-operative banks can lend to individual borrowers looking to finance their housing finance needs, but the home loan amount they can disburse may vary bank to bank as the Reserve Bank sets limits for them based on their net worth. In the recently concluded Parliament session, one parliamentarian Baburam Nishan raised some queries with the

Will RBI block your bank account? Here’s what you need to know

Have you received a voicemail, allegedly from the Reserve Bank of India (RBI), claiming that your bank account will be blocked as your credit card has been involved in fraudulent activity? “Beware! This is a scam,” says the Press Information Bureau (PIB), the nodal agency for communicating to media on behalf of the Government of
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Ex-Sebi chief Madhabi Buch given no farewell? Reports suggest this as the reason…

The central government has appointed Tuhin Kanta Pandey as the new Chairperson of SEBI, succeeding Madhabi Puri Buch after her three-year tenure. Buch, the first woman to helm the regulator assumed office on March 2, 2022, had her last working day on February 28 (Friday). As per SEBI’s tradition, a farewell was expected for Buch

ITR deadline: Taxpayers can file updated return for last two years before March 31 – Know details here before proceeding

Taxpayers who wish to update their income tax returns for the previous two years can do so before March 31. While an updated return can be filed at any time, it must be submitted within two years from the end of the relevant assessment year. For instance, those looking to update their return for the

Can homes in Mumbai be made affordable? Dr Hiranandani highlights key issues

Despite the government’s focus on affordable housing and the launch of ambitious schemes like PMAY, homes still remain unaffordable for many in India, especially in major cities. So, the question is: what makes housing unaffordable and what can be done to help make cities more livable and sustainable for everyone? In a past video posted

Tuhin Kanta Pandey assumes charge as SEBI chairman

Tuhin Kanta Pandey assumed charge as the 11th chairman of capital markets regulator Sebi on Saturday. Pandey, a career bureaucrat who was serving as the Finance Secretary till now, was appointed chairman of the Securities and Exchange Board of India (Sebi) by the government on Thursday. He replaces Madhabi Puri Buch, whose three-year tenure ended

What is driving the surge in plotted developments in India?

Plotted developments are reshaping Indian real estate, offering homebuyers customizable land parcels within gated communities equipped with premium amenities. As demand rises, larger plots are gaining popularity, providing greater flexibility, a stronger connection to nature, and a perfect balance between urban convenience and suburban tranquility. A JLL study shows that real estate developers purchased approximately