If investors have excessive allocation towards small- and mid-cap funds, it may be a good time for some reallocation towards large-cap funds. Rajeev Thakkar, chief investment officer, PPFAS Mutual Fund, in an interview to Saikat Neogi, advises investors to stick with diversified equity funds rather than trying to pick one or two sectors or themes
Luxury living was the talk of the town in 2024. The launch of premium and ultra-luxury projects marked a pivotal moment for India’s luxury housing market, driven by a shift in dynamics favoring affluent buyers and premium living spaces. As India’s economy continues to expand, luxury real estate has become a sought-after asset for those
Even before fake news or misinformation related to the Government of India is busted by the Press Information Bureau (PIB), something else starts getting circulated on social media platforms or dubious news portals. Now a message circulating on social media claims that as India commemorates 75 years of its Independence, senior citizens above 75 years
Investment Proof Submission for FY2024-25: During this time of the year, salaried employees are asked by their HR departments to submit their investment proof to prevent excessive tax deductions. Failing to do so may result in the long and difficult process of claiming tax refunds. You need to remember that it is the employee’s sole
Various central government agencies like the Enforcement Directorate (ED), Directorate of Revenue Intelligence (DRI), and the Income Tax Department often seize assets like cash, gold, vehicles and real estate during legal proceedings. A recent question in the Lok Sabha highlighted concerns regarding the unsold seized assets, their depreciation over time, and the challenges of maintaining
Pradhan Mantri Jan Dhan Yojana: The government has shared lesser-known benefits of PM Jan Dhan Yojana (PMJDY) scheme for its subscribers. The PMJDY is a scheme that provides a basic bank account to every unbanked adult in India. The finance ministry recently addressed a series of queries raised by a Member of Parliament in the
Having a diversified portfolio offers several advantages. It helps balance your investments, provides a sense of security during turbulent market times — since not all your assets are affected simultaneously — and, most importantly, it supports steady growth of your wealth under various market conditions. But have you ever thought about how a diversified portfolio
6 high growth sectors to watch for maximum investment returns in 2025 The world is rapidly going digital. From making payments to consulting doctors, more services are shifting online than ever before. India saw a staggering 7.42 billion UPI transactions in October 2024 alone. This digital transformation is also changing traditional business models, creating fresh
Despite the government’s focus on affordable housing and the launch of ambitious schemes like PMAY, homes still remain unaffordable for many in India, especially in major cities. So, the question is: what makes housing unaffordable and what can be done to help make cities more livable and sustainable for everyone? In a past video posted
Tuhin Kanta Pandey assumed charge as the 11th chairman of capital markets regulator Sebi on Saturday. Pandey, a career bureaucrat who was serving as the Finance Secretary till now, was appointed chairman of the Securities and Exchange Board of India (Sebi) by the government on Thursday. He replaces Madhabi Puri Buch, whose three-year tenure ended
Plotted developments are reshaping Indian real estate, offering homebuyers customizable land parcels within gated communities equipped with premium amenities. As demand rises, larger plots are gaining popularity, providing greater flexibility, a stronger connection to nature, and a perfect balance between urban convenience and suburban tranquility. A JLL study shows that real estate developers purchased approximately
Insurance is an essential aspect of financial planning, acting as a safety net that helps you handle unexpected situations without depleting your savings. It’s a contract where an insurer compensates you for covered losses, protecting your finances when life throws the unexpected. Different types of insurance cater to varied needs, from life insurance to health
The Indian equity market peaked in late September 2024 with numerous stocks across the large-cap, mid-cap, and small-cap segments touching their lifetime highs. However, since then the mood in the market has been sombre as headwinds such as rich valuations, earnings slowdown, global trade uncertainties, etc. weighed on investor sentiments. The BSE Sensex has tumbled
