Money

As the markets have turned volatile, investing in hybrid funds can deliver better risk-adjusted returns through diversification. Investors with a moderate-to-high risk appetite should opt for aggressive hybrid funds. And those with low risk appetite, should look at balanced advantage funds. Aggressive hybrid funds invest 65-80% in equities and the rest in debt. On the

In a bid to ease the burden of subscribers, the Employees’ Provident Fund Organisation (EPFO) has simplified the process of correcting any member’s personal details on the EPF portal, and eased the way through which PF accounts are transferred during change of job. Sources said EPF members with fully compliant e-KYC accounts can file their

NPS Calculator: With retirement, your regular income from employment comes to an end, and if you don’t have any other source of income during your later years, you might find yourself in financial difficulties. In 2009, to help citizens avoid such a problem, the government extended the facility of the National Pension System (NPS), commonly

With the Centre recently agreeing to the central government employees’ demand for the 8th Pay Commission, will it now address their call to release the dearness allowance (DA) arrears frozen during COVID-19? The DA is typically revised twice a year, in January and July. However, after the COVID-19 pandemic broke out, the Centre withheld three

By Atul Shinghal How you invest and where you invest are two factors that define whether you will be able to achieve your financial goals within the stipulated timeline. Balancing risk and growth when selecting an investment style depends on several key factors. Financial goals Your financial goals are a key factor in determining your

Tax harvesting is one of the most effective ways to reduce the tax liability in equity investing. Investors can book tax-free long-term capital gains of up to Rs 1.25 lakh towards the end of the financial year. And those who have incurred losses, should book them as well. Investors with a large portfolio of stock

With the Centre announcing the formation of the 8th Pay Commission, the focus of central government employees has shifted to the Unified Pension Scheme (UPS). Government employees will see significant changes in their pensions under the National Pension System (NPS) and the UPS once the recommendations of the new pay panel are implemented next year.

Workplace woes and wages are in the spotlight yet again. Iconic business leaders are turning into social media heroes and villains depending on where they stand in the debate on quantity versus quality of work. Suddenly, where you stand and where you sit are both becoming important, as is a renewed discussion on work culture