Budget 2025: Finance Minister Nirmala Sitharaman will present the second full-fledged budget of the Modi 3.0 government on February 1. The upcoming Union Budget 2025-26 is being eagerly anticipated, with the middle class hoping for significant tax reliefs. Amidst all these expectations around the budget, reports are suggesting that the Centre may introduce the Direct
Unified Pension Scheme: The Finance Ministry has notified the Unified Pension Scheme (UPS), which guarantees retirement benefits for central government employees covered under the National Pension System (NPS). The UPS will be implemented from April 1, 2025. The newly announced scheme includes significant provisions for central government employees who have long been demanding the restoration
Ahead of the Union Budget, the Ministry of Finance has notified the Unified Pension Scheme (UPS) “as an option” under the National Pension System (NPS) for central government employees. Effective from April 1, 2025, this scheme aims to provide assured payouts, a structured retirement benefit and added flexibility for employees. Here’s a breakdown of the
Budget 2025 Expectations: In Budget 2020, the Modi government announced the introduction of the New Tax Regime, offering taxpayers the option to benefit from lower tax rates under simplified tax slabs, but without deductions and exemptions. Since its launch, there has been ongoing debate and speculation about whether the government should completely scrap the Old
Delhi-NCR’s realty market is witnessing an upward trajectory, with the emergence of new micro-markets and massive infrastructure development. From luxury housing projects and modern office spaces to thriving retail hubs, Delhi-NCR has evolved into a dynamic ecosystem catering to the diverse needs of homebuyers, investors, and businesses. Besides, the sector has registered record-breaking numbers across
Budget 2025: Last year, the Centre announced the Unified Pension Scheme for central government employees, blending key features of the Old Pension Scheme (OPS) and the National Pension System (NPS). However, the move failed to deter employee unions from continuing their demand for a full restoration of the OPS. The Unified Pension Scheme (UPS) is
The Securities and Exchange Board of India (SEBI) has mandated that mutual funds disclose risk-adjusted returns (RAR), specifically through the Information Ratio (IR), to enhance transparency and assist investors in making informed decisions. While compounded annual growth rate (CAGR) is a widely used measure to show the average growth rate of a fund, it does
By Neeraj Agarwal My wife and I are NRIs living in Dubai. She wants to gift some money to her sister in India. What will be the tax treatment and can it be transferred from her Dubai bank account? —Madhav Nair Your wife can gift money to her sister in India without any tax liability
Tax rebate under Section 87A helps taxpayers lower their tax liability under both tax regimes – old and new. Before July 5, taxpayers were allowed to claim this rebate on even special-rate incomes, including short-term capital gains. However, the tax department after July 5 modified the utility for tax-return filers to not allow them to
At a time when mutual funds across categories are struggling to remain upbeat amid sustained market sell-offs, Motilal Oswal Mutual Fund has emerged as a clear winner with its large cap, mid cap, small cap, and flexi cap funds leading in their respective categories. Despite more than 20% correction in mid- and small-cap stocks and
Demand trends in the aviation sector remained robust in Q4FY25 as per various indicators spanning daily traffic, Passenger Load Factor (PLFs), management commentaries and media reports. This is particularly positive considering Q4 being a typically weak quarter followed by seasonally strong Q1. ICICI Securities said that December is typically a seasonally strong month for air
Real estate has been on an upward trajectory over the past few years after nearly a decade of stagnation. The National Capital Region (NCR) has outperformed many other cities, with several satellite towns delivering significant returns. More recently, Bahadurgarh has joined this growth trend, witnessing a surge in real estate activity and emerging as a
The brokerage house Jefferies said that given the earnings outlook of the hospital stocks, any weakness in them should be looked at as a buying opportunity. With Max Healthcare as its top pick in the sector. It has a Buy rating on the stock with a target price of Rs 1,380. The other key stocks Jefferies
