Health insurance is a crucial safety net, but for individuals with pre-existing conditions, navigating coverage can be complex. A pre-existing condition—any illness or health issue diagnosed before purchasing a policy—often impacts how insurers assess risk, determine premiums, and impose waiting periods. To address customer confusion, the Insurance Regulatory and Development Authority of India (IRDAI) has
The government has proposed an amendment to the Finance Act 2025 to clearly state that target of search and seizure operations by the tax department will be “total undisclosed income,” instead of “total income.” In the Finance Act 2024, when the block assessment regime for search and seizure cases was introduced, the term ‘total income’
Is the central government planning to change the retirement age of employees working in various central departments? This question comes up before the government frequently through questions raised by members in Parliament. The government has once again answered the question. In response to questions asked recently in Parliament, Union Minister Jitendra Singh made it clear
When it comes to buying or selling property, it’s crucial to steer clear of any disputes related to ownership. There are instances where the person selling the property isn’t its actual owner. This can happen in joint ownership situations—like between family members—where one party might sell the property without the others’ knowledge. Such circumstances can
When the Indian government launched the Sovereign Gold Bonds (SGBs) scheme in 2015, it was said that the programme would be instrumental in encouraging an alternative mode of gold investment and lowering overall imports of the precious metal in the country. The scheme kicked off well and exhorted people to invest in SGB instead of
Do you travel abroad frequently? If yes, then it may be beneficial for you to get a credit card that gives you features like lounge access, discounts on hotel and flight bookings. You can also compare cards based on annual fee and welcome bonus. Features like airport lounge access, reward points on travel, air miles
Early retirement planning is crucial for effective financial preparation. However, while planning for golden years, various factors — including inflation rates, life expectancy, and increasing healthcare costs — must be considered to determine an appropriate retirement fund. Many individuals find it challenging to commence their retirement planning at the onset of their careers. To illustrate
India’s housing market witnessed a significant downturn in the first quarter of 2025, as sales in the top 9 cities fell by 23% while new supply plummeted by 34%, according to a report by data analytics firm, PropEquity. In Q1 2025, units merely above 80,000 were launched showing an exponential decline in supply marking the
In the recently published monthly review and outlook for gold, PersonalFN had highlighted that the rally in gold is expected to continue in the near term supported by a weaker US Dollar during the month, rising inflation expectations in the US, along with lower rates and geoeconomic uncertainty. And indeed, gold prices continue to be on
JSW Steel Ltd. has emerged as the world’s most valuable steel company, surpassing industry giants like ArcelorMittal and Nucor Corp. The Indian steelmaker now boasts a market capitalisation of $30.31 billion, outpacing its closest competitors by $91 million to $3 billion. As the flagship company of the JSW Group, it operates integrated steel plants in
The GIFT Nifty implied a positive start. However, the Asian indices are trading in the green following overnight gains in the US stock market due to easier Trump tariffs than expected. Previously, on Tuesday, the NSE Nifty 50 closed the session 10 points or 0.04% higher at 23,669, while the BSE Sensex rose 33 points
The market regulator, Securities and Exchange Board of India has imposed Rs 4 lakh fine on Basant Maheshwari Wealth Advisers. The company is accused of breaking rules about fees and using misleading captions in its YouTube videos. The fine has to be paid within 45 days. Otherwise, the market regulator may charge interest and may
The stock market is buzzing with action. If you are uncertain about which stocks to focus on, here is a detailed overview of the stock-related news overnight. You can track all the action in these stocks. Earlier on Tuesday, the NSE Nifty 50 closed the session 10 points or 0.04% higher at 23,669, while the
