What would you do if you were fired today?
Would you spiral into panic or pause in relief?
In a raw and unnervingly honest Reddit post, a 36-year-old man from North Delhi lays bare his financial life after getting fired. But this isn’t a sob story. It’s something more jarring: a confession, an audit of choices, and perhaps most importantly, a mirror.
He isn’t a tech millionaire or a crypto bro. He’s a father, a husband, a son, with another child on the way. And he has something most of us don’t: breathing room. Emotional, financial, and mental.
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This is not a feel-good story. This is a feel-everything story. And at the heart of it lie five brutal truths about money and life that could and should rearrange how you think about your own.
#1 He Didn’t Just Save Money. He Built a Life That Pays Him Back.
“Assets that are generating incomes –
- 7 Rental Properties – Rs 120,000 per month (This increases 4-5% every year)
- Dividends – Rs 40-45k per month (Again a monthly average from a Rs 2.5 Cr. Portfolio)
- Banks – Rs 6,000 per month (from 12 lac investment, I know low returns)
Around Rs 1.5-1.6 lac a month.”
He wasn’t chasing FIRE hashtags. He was just building. Slowly. Silently.
Seven rental properties now send him monthly cheques. A ₹2.5 crore equity portfolio drips in dividends. A modest ₹12 lakh parked in banks fetches a trickle. Altogether, his income from assets touches ₹1.6 lakh a month, without clocking in anywhere.
This is not a man who stumbled into wealth. It’s someone who swapped instant gratification for future leverage. While others were upgrading gadgets, he was buying rentals. While others discussed market noise, he quietly bought dividend-paying stocks.
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Takeaway: You don’t need to retire early. But you do need money that works harder than you do. Passive income is peace on autopilot.
#2 His Budget Isn’t Rigid, It’s Responsive.
His family’s monthly expenses float between ₹85,000 and ₹90,000. That includes groceries, electricity, kids’ education, outings with his wife and friends,
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