The real fear isn’t about ghosts. It’s about lost years, ruined credit, and regret.
Is there something scarier than a haunted house?
Yes, it’s a Rs 50,000 investment gone because of a tip you didn’t question. A dream home loan is cancelled because your EMIs ate your savings. Or five years gone, just waiting for the “right” time to invest while others built wealth slowly, quietly.
These are the real horror stories, well, financial ones. They don’t grab headlines. But they quietly disrupt lives.
What’s worse? They’re not about bad luck. They’re about mental blind spots. Emotional traps. And each of them starts with someone like you or me, trying to do the right thing just without the right boundaries.
Here are three stories, each paired with the money principle that could have flipped the ending.
1. The Rs 2 Stock That Burned a Rs 50,000 Hole
Ritesh, 29, got added to a Telegram group filled with ‘stock wizards’. The messages felt urgent. “This Rs 2 stock is going to Rs 100. Buy before the news breaks.” He had never bought a stock before. But this felt like a shortcut to catch up on all the years he hadn’t invested. He put in Rs 50,000. The stock soared for two days. Then crashed. He couldn’t sell. There were no buyers. The telegram group vanished.
What happened? This wasn’t just bad luck. This was FOMO the Fear of Missing Out dressed up as a “smart bet.” His emotions overpowered logic. He didn’t check the company’s financials. He didn’t check in the history of the promoters of the company. He didn’t ask who was selling when others were buying.
ALSO READDo you use a credit card? These 7 simple habits can improve your credit score quickly
The money truth: Stocks don’t go up because a group chat said so. They go up because businesses grow, profits expand, and more investors want to own a piece of them. The moment someone says “guaranteed multi-bagger,” step back. Because real investing starts with research, not urgency.
How to fix it? Stick to a process. Even if you start small, learn how to evaluate a company or start with mutual funds where professionals do it for you. Don’t follow tips. Follow facts. And if you can’t do all this,
» Read More
