EPFO ​​new rules 2025: 5 major changes all EPF members need to know

The Employees Provident Fund Organisation (EPFO), which has more than 7 crore active members working in the organised private sector in the country, has ushered in some landmark reforms on the policy front this year. There are several other initiatives in the pipeline. The purpose of these changes is to simplify the process, bring more transparency and digitally empower the members. Let us know about the five most important changes of EPFO ​​​​in 2025.

1. Profile updating has become very easy

    EPFO ​​has now made the process of updating the profile simpler than ever. If your Universal Account Number (UAN) is linked to Aadhaar, then you can now update details such as your name, date of birth, gender, nationality, parents’ name, marital status, spouse’s name and date of starting the job online without any documents.

    However, members whose UAN was created before 1 October 2017 may need to seek the approval of their employer in some cases.

    2. PF transfer is now hassle-free when changing jobs

      Earlier, transferring PF when changing jobs was a long and sometimes troublesome process. Without the approval of the employer, work could not be done. But now, from January 15, 2025, this process has been made much easier.

      Now in most cases, approval of the old or new employer is not required for PF transfer. This makes the PF money transferred to the new account faster and easier.

      Also read: Govt to hike EPS pension to Rs 7,500 from Rs 1,000? Know what unions demand and Parl Panel suggests

      3. UAN and joint declaration process has become digital

        Under the new rules applicable from January 16, 2025, EPFO ​​has made the joint declaration process digital. If your UAN is linked to Aadhaar or Aadhaar is already verified, then you can submit the joint declaration online.

        But if your UAN is not yet created, Aadhaar is not linked or the concerned member has died, then in such cases it will be mandatory to submit the physical form.

        4. A centralized system started for pension payment

          EPFO has started Centralized Pension Payment System (CPPS) from January 1, 2025. Under this, now the pension will be sent directly to any bank account through NPCI platform.

          Earlier,

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