Top 10 credit cards for airport lounge access in India

Airlines in India have started competing to offer some common, yet the best, facilities to both domestic and international passengers. As convenient as air travel is, passengers also face a few hassles like flight delays or long waits at the airport.

Just like you see waiting rooms at railway stations and bus terminuses for passengers, airports also have lounge facilities for passengers waiting for their flights. At these lounges, travelers can sit, use wi-fi, and enjoy food and drinks before they embark on their journey. However, not all airport lounges are open to everyone. Some airports have lounges available only for membership holders, while some charge a hefty fee.

So, if you want to use the lounge access facility at airports, the best way is to get a membership by owning a premium credit card that offers this facility. Many banks and credit card companies offer free lounge access at select airports in India and globally. If you are a frequent traveler then having such a credit card can be helpful.

Also read: Why are people spending less using credit cards – Key worries are…

Best credit cards for airport lounge access in India in 2025

(Source: Bank Bazaar)

HDFC Visa Signature Credit Card

Joining Fee: NIL

Annual Fee: Free for the 1st year if Rs 15,000 is spent within 90 days of card allotment.

Annual Fee Waiver: Spend Rs 75,000 a year for free renewal.

Lounge Access: Complimentary access at domestic or international airports.

HDFC Bank Diners Club Black Credit Card

Joining Fee: Rs 10,000 + taxes

Annual Fee: Rs 10,000 + taxes

Annual Fee Waiver: Spend Rs 5 lakh within 12 months to waive the renewal fee.

Lounge Access: Complimentary access at domestic or international airports.

HDFC Bank Millennia Credit Card

Joining Fee: Rs 1,000 + taxes

Annual Fee: Rs 1,000 + taxes

Annual Fee Waiver: Spend Rs 1 lakh in a year to waive the renewal fee.

Lounge Access: Complimentary access at domestic or international airports.

HDFC Bank Tata Neu Infinity Credit Card

Joining Fee: Rs 1,499 + taxes

Annual Fee: Rs 1,499 + taxes

Annual Fee Waiver: Spend Rs 3 lakh a year before renewal to get the fee waived.

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