Maha Kumbh Mela 2025: Now get insured for missed flight, baggage loss, personal accident; see details

Maha Kumbh Mela 2025: Days before the start of the world’s largest religious congregation ‘Maha Kumbh 2025’, digital payment app PhonePe, in partnership with ICICI Lombard General Insurance, has launched a first-of-its-kind insurance coverage for devotees travelling to Prayagraj.

The insurance plan is designed for travellers attending the upcoming Maha Kumbh Mela from January 13 to February 26, 2025, giving them a coverage against health emergencies, personal accidents, and travel disruptions.

This comprehensive plan will be available in two variants, catering to the needs of a broad spectrum of travellers: Rs 59 per traveller for individuals travelling by train or bus and Rs 99 per traveller for individuals travelling by domestic flights.

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“The Maha Kumbh Mela is one of the largest spiritual gatherings globally, attracting millions of devotees across all spheres. Recognizing the unique challenges associated with an event of this scale, PhonePe has launched this innovative insurance coverage plan, in partnership with ICICI Lombard General Insurance,” the PhonePe Group said in a statement on January 10.

Key features of the insurance plan:

Hospitalisation cover: Get reimbursed up to Rs 50,000 for hospitalisation due to illness or injury, with a deductible of Rs 500.

OPD cover: Doctor consultation for illness and injury is covered up to Rs 1,500, with a deductible of Rs 500.

Personal accident cover: Coverage of up to Rs 1,00,000 for death or disability caused by accidents.

Trip cancellation: Get reimbursed up to Rs 5,000 for non-refundable expenses if you cancel your trip due to unforeseen circumstances such as medical emergencies, natural calamity, etc.

Loss of baggage: Get up to Rs 5,000 for permanently lost checked-in baggage while in the custody of a common carrier (Applicable for domestic flight cover policyholders only).

Missed flight cover: If your previous flight is delayed by over three hours and you miss a connecting flight, the insurer will reimburse your ticket cost up to Rs 5,000 (Applicable for domestic flight cover policyholders only).

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