Systematic Investment Plan (SIP) in mutual funds have emerged as a preferred choice for investors aiming for wealth creation through equities.
Investing in mutual funds SIP works just like like recurring deposits (RD) with a bank, where you deposit a fixed sum of money regularly. The only difference here is that your money is deployed in a mutual fund scheme of your choice.
So, just like little drops of water make a mighty ocean, small yet regular investments via the SIP can help you accumulate a significant corpus to meet your various financial goals.
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In today’s article, we will look at the top-performing SIPs across prominent equity mutual fund categories such as Large Cap Fund, Mid Cap Fund, Small Cap Fund, Flexi Cap Fund, and Value Fund.
We have shortlisted these schemes based on their 10-year performance i.e. the extended internal rate of return (XIRR). The XIRR helps you evaluate mutual fund returns when there are multiple transactions taking place within a particular time frame such as in the case of SIP investments.
#1 Nippon India Small Cap Fund
Nippon India Small Cap Fund is the largest scheme in the Small Cap Fund category having a corpus of Rs 554.9 billion (bn). It aims to identify small-sized companies with high-growth potential that are available at relatively attractive valuations.
Since its inception in September 2010, Nippon India Small Cap Fund has done well across market phases and built an impressive track record of superior performance.
In the last 10 years, Nippon India Small Cap Fund grew at an XIRR of 23.6% compared to 17.7% XIRR in its benchmark Nifty Smallcap 250 – TRI.
A monthly SIP of Rs 10,000 in the fund over a 10-year period i.e., a total investment of Rs 1.2 million (m), would now be valued at Rs 4.18 m.
Nippon India Small Cap Fund – 10 Year SIP
Scheme NameTotal Amount Invested (Rs)Present Value (Rs)XIRR (%)BenchmarkXIRR (%)Nippon India Small Cap Fund1,200,0004,183,25023.61Nifty Smallcap 250 – TRI17.73
Past performance is not an indicator of future returns. The securities quoted are for illustration only and are not recommendatory. Data as of May 06, 2025. Returns are XIRR in percentage.
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